Health Insurance & Employee Benefits

The HBA offers a group health insurance plan with OneDigital. The Plan is viewed as one large group so it circumvents some costly ACA requirements and allows for more liberal underwriting and aggressive rating.  This leads to qualifying companies being afforded the opportunity to save up to 30% on healthcare costs while enjoying low renewal increases averaging 5% annually.  The Association Plan is administered under one contract with 10 plan options: 7 PPOs, 2 HDHPs and 1 HMO. You choose the plans offered to your employees and you set your eligibility waiting period and contributions.  The program provides a long term cost-saving health insurance solution for member companies.   Qualifying member and non-member companies may obtain a quote to see if they want to take advantage of this valuable new membership benefit.  Association membership is required once the insurance is active.

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